Banking and Finance

Digitize, automate and make your process efficient with us

The banking and finance is a sector which grows steadily. This sector is looking to increase the stability, profitability and sustainability over a longer term. To achieve that feat, upgrading the process and keeping up with the technology is the key. Flexibility is the key ingredient to any bank to gain the likeness of the customer. Having a digital agenda helps to put that forward. As the banking sectors are moving more towards digital payments, optimizing the process and methods to ease the user has become an essential one.

A plethora of innovations has been taken place in recent times that led to the empowerment of the customers. Digitizing the business is the primary reason for it. With increasing technological involvement the security, stability and quality of the infrastructure play a major role in the development. We at mallow technologies are striving to achieve that. Imbibing the technological excellence in this sector will serve as a service differentiator in the sector.

- We handle all aspects of SDLC including Requirement gathering, Analysis, Design, Problem solving, Development and Testing
- We integrate online financial services offered by Plaid, Stripe ACH which follow PCI DSS (Payment Card Industry Data Security Standard)
- We employ Machine learning for analysing transactions to predict user’s financial position
- We work closely with the client to understand the requirements and its customer needs
- We design the architecture to facilitate development of multi-platform applications
- We simplify the User Interface for selecting repayment structure
- We provide PCI Compliance, ISO 27001:2013, SSAE 16 SOC 2
- We adhere to Standards and protocols of the Bank
- We design and implement security procedures
- We use Geolocation to locate the nearest ATM and Bank Branches
- We give continuous updates and maintenance

Business Benefits

" At its core, banking is not simply about profit, but about personal relationships "

Felix Rohatyn

Karur Vysya Bank has millions of customers and this application is aimed at providing convenience to its customers for their day to day bank operations. The application was developed by integrating with the bank’s existing internal system. The application helps the customer in accessing account information, deposits, loan status, account statement, Cheque book request...

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Karur Vysya Bank

E Book

US High Street Bank

Client Central

This is an internal project for the bank to capture, save and process its customers data including name, Demographic, LOB and relationship status. It also involves design and development of KYC details. Seamless Integration with other systems and synchronization was also handled.

Note: Client details and commercial details are confidential.

This is a consolidated reporting system for the bank. Data from multiple sources are loaded and processed in the system. Reports are generated for various business performance management operations to make multi dimensional analysis.

Note: Client details and commercial details are confidential.

UK High Street Bank

Retail Information Reporting System

Severus Holdings


Noverdraft is a project initiated by Severus Holdings, a US based company. It is a platform aimed at automation and integration of the loan process. It includes analysis of bank transactions, credit score evaluation, interest calculation, loan repayment amount calculation, loan repayment scheduling and many other features. Machine learning concepts, integration with third party services, financial security standards are part of this system...

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